Joseph Paduda's weblog on managed care for group health, workers compensation & auto insurance, covering health care cost containment, health policy, health research, and medical news for insurers, employers, and healthcare providers.
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For an intriguing answer to the question, does risk selection work to maximize profits in health insurance?, see Jason Shafrin's article.
For those too lazy to click-thru, the answer is yes, for the health plan.
Jason also has a related post on the dark side of risk selection, which is what happens to those risk selected against. In a word, the uninsured.
What's good for the company is bad for the economy.
Joseph Paduda is the principal of Health Strategy Associates.
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