Will insurers fight universal coverage?

But I think not. At least the smarter ones won’t.
Health plans/insurers/managed care companies are all suffering from mature market malaise. This dread affliction affects companies toiling in an industry with very low growth, dominated by a few large competitors, wherein these competitors can only grow by taking market share from each other (by slashing price) or by acquiring whatever companies are left to buy.
Unless, the market gets bigger.

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Why are they uninsured?

There’s a bit of confusion out there re why people don’t have health insurance.
There are likely multiple reasons; some people choose not to, others can’t afford it, and for the rest coverage may just not be available. Here are the facts.

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What voters want

One in five voters named health care as the issue of most concern to them in a recent Kaiser Family Foundation poll: while health care is the top domestic issue, it is well behind Iraq as THE top issue.
But it isn’t ‘just’ health care; the poll data tells a much richer story about what voters want from Presidential candidates, and how they feel about the present contenders.

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Health care reform – Where the Democratic candidates stand

IMO there are three health care reform “have tos” universal coverage, a consistent benefit plan, and community rating.
Here’s where the Democratic candidates stand on each. This is a synopsis, a cheat sheet; some of the candidates have nuanced positions that don’t lend themselves to this type of quick and dirty review.

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Mandated coverage – a (very) brief pro and con.

Richard Eskow doesn’t like mandated coverage – and for a lot of good reasons.
Where I think Richard misses the mark is that without mandated coverage we have cost-shifting on a grand scale, along with the myriad other problems that go along with uninsurance – lousy care of chronic conditions being among the worst.

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Health care reform – the basics

After immersing myself in the Democratic candidates’ speechifying, policy papers, interview transcripts, and others’ opinions about same, here’s my take on what health care reform should do.
We’ll get to where each candidate stands on each “requirement” tomorrow. Much as I’d like to include the GOP guys, to date there’s been precious little on health care from anyone on that side of the aisle.

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