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One thought on “Why HSAs don’t decrease uninsurance”

  1. “more than half of uninsured residents do not pay taxes because of their low incomes”
    I agree it’s probably true that the uninsured won’t find a tax advantage in HSA’s.
    I also think a more compelling reason for their avoidance of these arrangements is their low incomes. What good is the insurance if they are bankrupted before meeting the deductible?

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Joe Paduda is the principal of Health Strategy Associates




A national consulting firm specializing in managed care for workers’ compensation, group health and auto, and health care cost containment. We serve insurers, employers and health care providers.



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