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Apr
21

Why HSAs don’t decrease uninsurance

In perhaps one of the least surprising stories to come out this week, Califronia HealthLine reported that “Most uninsured U.S. residents likely will not enroll in high-deductible health plans with tax-free health savings accounts


One thought on “Why HSAs don’t decrease uninsurance”

  1. “more than half of uninsured residents do not pay taxes because of their low incomes”
    I agree it’s probably true that the uninsured won’t find a tax advantage in HSA’s.
    I also think a more compelling reason for their avoidance of these arrangements is their low incomes. What good is the insurance if they are bankrupted before meeting the deductible?

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Joe Paduda is the principal of Health Strategy Associates

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