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Oct
21

Holt on Consumer Directed Health Plans

Just when I started thinking I may be getting into too much detail in some of my blog posts, I read Matthew Holt’s latest on consumer-directed health plans, and some of the following comments from everyone on the entire political and ideological spectrum. Boy, am i superficial.
Net – I agree w Matthew – the folks who believe consumer directed health care will significantly effect overall health care costs also believe in the Easter Bunny.
The Easter bunny solves their problem (sweet tooth) without any harm or cost to them. CDHPs do the same, by making consumers better decision makers about their health care without addressing the fundamental underlying causes of health care inflation. Simple solutions for simple minds.
For the bazillionth time, the people who spend the most on health care, and drive health care inflation, will blow through their deductibles and copays faster than a detailer can pitch an ED drug. Sure, the rest of us are going to pinch pennies, including the poor elderly who may skip taking their hypertension drugs every other day to save money. But we don’t drive up health care costs – sick people do.
It is truly scary when ideologues get involved in things about which they know nothing – like the advocates of CDHP.


Joe Paduda is the principal of Health Strategy Associates

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