If only it were that easy. I’m talking about the legislation proposed in Michigan to allow motorcyclists to ride without helmets. If they are dumb enough to do that, fine. Except we end up paying their health care bills, which is most definitely not fine.
The bill’s proponents note that the bill requires helmetless riders to have at least $20,000 in injury coverage. That should just about cover the helicopter ride to the nearest trauma center.
If these folks are that interested in allowing helmetless travel, then require a medical policy with at least a half-million in acute care coverage and five million or so in chronic care coverage – because the people who get severe TBIs incur about $5 million in lifetime medical costs.
And almost 20% of medical costs associated with motorcycle accidents are paid with public funds.
I’ll admit I’m showing my libertarian side, but I fail to see why the taxpayers of Michigan should have to pay for the medical care for people dumb enough to ride motorcycles without helmets. Let them take responsibility for their actions; if they don’t survive on their own nickel, that’s their choice.