Back and neck injuries account for a third of all workers comp claims costs. That’s no surprise to industry types, and is a further affirmation of how tough it can be to manage comp claims.
Back injuries can be notoriously difficult to resolve, expensive to treat and impossible to determine if a back injury was related to employment.
Remember, medical issues and treatment thereof can vary dramatically across jurisdictions. WCRI also reports that this type of claim is even more prevalent in NY, where over 38% of claims are for back/neck injuries. Why the difference?
I’m also curious about Texas, long the poster child for a dysfunctional WC system. There’s good news here, as back/neck injuries are less common than in NY or the rest of the country. 31% of comp claims are for back and neck injuries; a deeper look reveals the cost for treating lower back nerve compression injuries jumped 16% in one year; Could the cost increase be related to the fact that chiropractic consumes more of the claims dollar in Texas than in any other state?
What does this mean for you?
More evidence that generic approaches to managing WC medical are too, well, generic. Clearly payers need different strategies in different jurisdictions.