Insight, analysis & opinion from Joe Paduda

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Apr
30

McCain’s health reform plan – More costly, less coverage

I and others have taken Sen McCain to task for his wildly expensive health reform plan that somehow manages to cost more than the Obama or Clinton plans, while insuring far fewer people.
How does he do this?
By relying on tax breaks and the existing completely broken health care system, making no changes to insurers’ current ability to medically underwrite, deny coverage to those with pre-existing conditions, and allow insurers to write policies across state lines, thereby contributing to the likelihood that adverse selection will speed the death spiral of plans that take all comers.
Brilliant.
Bob Laszewski provides us with a trenchant review of Mccain’s latest attempt to justify/explain his ‘plan’. Hint – it is neither a justification or explanation, but then again, it isn’t a plan.


Joe Paduda is the principal of Health Strategy Associates

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A national consulting firm specializing in managed care for workers’ compensation, group health and auto, and health care cost containment. We serve insurers, employers and health care providers.

 

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